The best rates and products
We offer market-beating rates, highly competitive lending products, and streamlined underwriting. By adopting the latest lending technology, we can issue instant Agreements in Principle, allowing our clients to move quickly and secure opportunities with confidence.
Residential property experts
Our primary focus is on residential property although we will consider other property asset classes on a case-by-case basis.
Flexible terms
All lending is provided on a first charge basis only, with loan terms typically ranging from 12 to 18 months. We also offer bespoke pricing, tailored to the specific circumstances of each deal, recognising that no two projects are ever the same.

Short-term property finance for entrepreneurs and professionals
Built by finance professionals,entrepreneurs, and property experts, we understand property, lending and fundraising from every angle - residential, commercial and development. That means we don’t just look at numbers; we understand real-world projects, time pressures, and exit strategies.
Frequently asked questions
01
What type of property finance do you provide?
We specialise in short-term, first-charge property finance designed for investors and property professionals. Our primary focus is on residential property, though we consider other asset classes on a case-by-case basis.
02
What are your typical loan terms?
Our loan terms generally range from 12 to 18 months, structured to support acquisitions, refinances, and value-add property strategies.
03
How quickly can you provide a decision?
By leveraging modern lending technology, we are able to issue instant Agreements in Principle. Our underwriting process is streamlined and designed to provide fast, reliable decisions so you can move quickly on property opportunities.
04
How do you determine interest rates and pricing?
We offer competitive, market-beating rates. Because every project is unique, we provide bespoke pricing tailored to the specific circumstances, risk profile, and structure of your individual deal.
05
Are there any hidden costs?
Transparency is a core value of our business. We have no hidden fees and do not charge exit fees.
06
What security do you require for a loan?
We operate exclusively on a first-charge basis to ensure clarity and security for both parties.